While insurers continued to favor mortgage loans, weaker conditions in the commercial real estate market have developed, driven in part by higher borrowing costs and behavioral changes and disruptions related to the

In this review, we discuss the history of affiliated investments for life insurance companies (including annuity issuers) and the changes in the composition of industry affiliated investments over the last 26 years.

This review brings attention to some additional information and updates that came to light subsequent to our July 20th client letter and August 21st first additional update.

This review brings attention to some additional information and updates that came to light subsequent to our July 20th client letter.

While U.S. life insurers utilize reinsurance in many foreign jurisdictions, in this report we will focus on Bermuda in particular given the robust growth in Bermuda reinsurance among U.S. life insurers.

In this report we show the multi-year experience of each residual market under discussion and touch upon the recent homeowners insurance experience of each state.

This report examines the growth of BBB-rated (NAIC Class 2) bond holdings across the U.S. life insurance industry and the factors driving insurers’ continued allocation to these investments. It also explores the

ALIRT examines the substantial restatement of affiliated investments reported by Delaware Life Insurance Company and Clear Spring Life and Annuity Company following government investigations. The review highlights the insurers’ planned remediation efforts,

In this report we explore some of the organizations that have acquired life insurers, review some recent transactions/acquisitions that involve privately-owned insurers, and analyze the difference in financial profiles of privately-owned life

In this report we detail some of the recent trends occurring in the U.S. life insurance industry and how life insurance/annuity organizations and regulators have responded.

In this review, we concentrate on the recent changes in the annuity product landscape.

In this review we highlight some of the less liquid components of life insurer bond portfolios.

In this article, ALIRT examines the evolution and maturation of the U.S. fronting insurance market, highlighting its rapid growth, emerging risks, and increasing reliance on reinsurance and capital markets.

In a recent article published by Leaders Edge, members of the ALIRT team explore the growing momentum behind the new class of E&S insurers. Read the full article here:

A recent article from Carrier Management highlights key trends shaping the property and casualty market and references insights from ALIRT Insurance Research. Read the full article here:

On March 26, 2026, Corebridge Financial, Inc. (CBF) and Equitable Holdings, Inc. (EQH) announced plans to merge, which will create one of the largest U.S. life insurance and annuity groups and will

This review analyzes alternative investments for U.S. life insurers. These assets can offer an insurer the opportunity to diversify its investment portfolio, enhance returns (especially given the decline in fixed income yield

In this article, it is discussed how Florida’s domestic homeowners insurance market has materially improved following the 2022–2023 legislative reforms, as evidenced by new market entrants, rapid depopulation of Citizens Property Insurance

In the following article we discuss the background of both Brighthouse Financial (BHF) and Aquarian, recent financial performance of BHF’s insurance subsidiaries, and what this transaction may entail for BHF going forward.