This review analyzes alternative investments for U.S. life insurers. These assets can offer an insurer the opportunity to diversify its investment portfolio, enhance returns (especially given the decline in fixed income yield

In this article, it is discussed how Florida’s domestic homeowners insurance market has materially improved following the 2022–2023 legislative reforms, as evidenced by new market entrants, rapid depopulation of Citizens Property Insurance

In the following article we discuss the background of both Brighthouse Financial (BHF) and Aquarian, recent financial performance of BHF’s insurance subsidiaries, and what this transaction may entail for BHF going forward.

In the following review we discuss the current state of the RRG market and its financial performance over the
past 15 years (2010-2024).

In the following report we explore the insurers within the RIE market and their financial performance, as well as examine some of the new entrants to the industry and the factors driving

In this report, we discuss the increased level of annuity surrenders, the potential risks of higher surrenders, and any offsetting factors to these risks.

In this review we highlight the recent trends in U.S. mortality and its continued impact on the U.S. life insurance industry.

In the following review we provide an update on the state of the P&C mutual insurance market based on reported financial results for the full year 2024 through 6 months 2025.

This article is about the strong growth and evolving role of the U.S. surplus lines (E&S) insurance market, highlighting its record premium levels, profitability trends, integration with admitted carriers, and the influence

While insurers continued to favor mortgage loans, weaker conditions in the commercial real estate market have developed, driven in part by higher borrowing costs and behavioral changes and disruptions related to the

While U.S. life insurers utilize reinsurance in many foreign jurisdictions, in this report we will focus on Bermuda in particular given the robust growth in Bermuda reinsurance among U.S. life insurers.

In this article, NAIC Class 2 (BBB-rated) bond holdings are examined in the context of their rising prominence within U.S. life insurer portfolios. Despite ongoing economic uncertainty and updated capital requirements, these

The balance of this release will discuss the impact of this transaction on the CBF and VHI groups, and ALIRT will share some of our thoughts on the transaction.

In this article, a sharp downgrade of Oregon Mutual’s rating is examined, revealing early signs of financial trouble dating back to 2022. It shows how proactive monitoring can help agencies avoid last-minute

In this review we highlight some of the less liquid components of life insurer bond portfolios.

The following overview reflects results for ALIRT’s Composite as well as those for the Lloyd’s market as a whole, based on the organization’s annual report issued in late March.

In this review, we concentrate on the recent changes in the annuity product landscape.

In this report we explore some of the organizations that have acquired life insurers, review some recent transactions/acquisitions that involve privately-owned insurers, and analyze the difference in financial profiles of privately-owned life

This article discusses the accounting treatment of bonds in insurer financial statements, and possible impacts in the event BIG bonds are downgraded, impaired, or default.