Oregon Mutual A.M. Best Downgrades – Did You See It Coming?
In this article, a sharp downgrade of Oregon Mutual’s rating is examined, revealing early signs of financial trouble dating back to 2022. It shows how proactive monitoring can help agencies avoid last-minute scrambles.
U.S. Life Insurer Exposure to Less Liquid Bonds
In this review we highlight some of the less liquid components of life insurer bond portfolios.
Lloyd’s of London Market Overview – 2024
The following overview reflects results for ALIRT’s Composite as well as those for the Lloyd’s market as a whole, based on the organization’s annual report issued in late March.
Trends in Individual Annuities
In this review, we concentrate on the recent changes in the annuity product landscape.
Privately-Owned Insurers in the U.S. Life Insurance Industry
In this report we explore some of the organizations that have acquired life insurers, review some recent transactions/acquisitions that involve privately-owned insurers, and analyze the difference in financial profiles of privately-owned life insurers vs. the broader industry.
Below Investment Grade Bond Exposure for Life Insurers
This article discusses the accounting treatment of bonds in insurer financial statements, and possible impacts in the event BIG bonds are downgraded, impaired, or default.
Life Insurer Exposure to Alternative Investments
This review analyzes alternative investments for U.S. life insurers.
Potential Insurer Loss Exposure to the Los Angeles Wildfires
On the following pages, we take a look at individual insurers which had the highest exposure to the California property insurance market in 2023.
Florida Domestic Insurer Market Update – December 2024
In this article, we discuss how recent legislative reforms and improved market conditions have helped stabilize Florida’s homeowners insurance market, attracting new insurers and improving financial performance.
ALIRT Research – U.S. Medical Professional Liability Market Overview
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