Services

95-1 Termination Annuity and DC Plan Issuer Analysis

This service, designed for Pension Plan Fiduciaries and/or Pension Consultants, provides a thorough and impartial financial analysis of insurers bidding to take over retirement plan benefits and insurers offering fixed and variable annuity options within defined contribution (DC) retirement plans.

What’s Included

The 95-1 and DC plan reports are customized to those companies bidding for the termination annuity policy or bidding to take over retirement plan benefits. These services consist of the following:

View Sample:

Sample DOL Report

ALIRT Analyses on all insurers

Annual and quarterly customized reports detailing ALIRT scoring trends (0-100)
Modeling 5 year trends using 50 key performance indicators (KPI’s)
Industry composites are used to compare insurers from any sector
ALIRT uses weights and benchmarks embedded in our proprietary model

5-Year Trend Pages for each peer company, providing more detailed analytics

Concise financial trends in Investments, Operating Performance, Liability & Reserve Analyses and Product Lines
We let the numbers do the talking in an apples-to-apples set of comparisons.

In-Depth Executive Summaries on each bidding insurer

Combining quarterly written analyses, infographic dashboards of relative trends and scores, identifying out-performance, in-line performance and/or underperformance of all client insurers

DOL 95-1 comparative screens containing the minimum requirements under “the safest available annuity” guidelines

ALIRT quantifies the measures and metrics required to calculate the six factors a fiduciary should consider under the DOL IB 95-1 guidelines for a thorough and impartial investigation

ALIRT Scores, Flags, and Ratings summary screens

ALIRT results for quantitative (scoring trends), qualitative (credit ratings), warning flag assessments and all public credit ratings trends are succinctly summarized to assist pension plans and brokers in the “safest available annuity” investigation

Access to ALIRT Research staff for conference calls prior to the final selection of annuity providers

Issuing Company State Licensing and State Guaranty Fund Coverage information

To learn more about how the DOL 95-1 and DC Plan Issuer Analysis service can aid pension plan fiduciaries in their terminal funding decisions, please contact us at [email protected]