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ALIRT Research – State of the Underwriting Cycle: Market Casualties As The Tide Goes Out
The term “wrack” refers to the marine detritus left behind on a beach after the tide goes out. Something similar occurs in property & casualty markets during a hard market cycle, which
Overview of Reciprocal Insurance Exchanges and Recent Market Trends
This article provides an overview of Reciprocal Insurance Exchanges (RIEs), highlighting their historical significance and recent market trends. It explores the unique organizational structure of RIEs, their financial performance, and the implications
ALIRT Research – P&C Agency Carrier Oversight Best Practices
Introduction: ALIRT Research recently completed its annual round of visits to property & casualty broker/agency clients. An important agenda item in such meetings is the review of financially stressed insurer partners. As
ALIRT Research – State of the Underwriting Cycle: Personal Lines At An Inflection Point
A recent article by The Insurer[1] highlighted the findings of a number of large brokers vis-à-vis the state of U.S. property pricing. Mike Rouse, Marsh’s US property practice leader, opined that 2024
ALIRT Industry Update: U.S. PC Review Three Months 2024
Below we provide first three months of 2024 (3M24) financial highlights for the ALIRT P&C Composite, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. Life Review Three Months 2024
Our three month 2024 financial highlights based on insurers’ statutory financial statements.
ALIRT Research – Lloyd’s of London Market Overview – 2023
The following overview reflects results for ALIRT’s Composite as well as those for the Lloyd’s market as a whole, based on the organization’s annual report issued in late March.
ALIRT Industry Update: U.S. Health Review Year-End 2023
Our year end 2023 financial highlights based on insurers’ statutory financial statements.
A.M. Best Negative Rating Actions 2023 – 1Q2024
It is now common knowledge that calendar year 2023 was a difficult one for property insurers, whether those focused on personal lines (homeowners and auto physical damage) or commercial lines (fire and/or
Why State Farm General Is Taking Further Actions in California
State Farm General Insurance Company (SFGIC) announced today that it will be exiting more California property risks starting in mid-2024, including approximately 30,000 largely non-commercial risks and 42,000 commercial apartment policies.
ALIRT Industry Update: U.S. Life Review Year-End 2023
Our year end 2023 financial highlights based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Year-End 2023
Below we provide full year 2023 financial highlights for the ALIRT P&C Composite[1], based on insurers’ statutory financial statements.
ALIRT Research – State of the Underwriting Cycle as of 9M2023 Financial Filings
State of the Underwriting Cycle: The Firming/Hard Market Celebrates 6 Years In our 30+ years of studying the U.S. P&C insurance market we have frankly never experienced a hard pricing cycle quite
ALIRT Industry Update: U.S. PC Review Nine Months 2023
Below we provide first nine months of 2023 (9M23) financial highlights for the ALIRT P&C Composite, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Six Months 2023
Below we provide first six months of 2023 (6M23) financial highlights for the ALIRT P&C Composite1, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. Life Review Six Months 2023
Our six month 2023 financial highlights based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. Life Review Three Months 2023
Our three month 2023 financial highlights based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Three Months 2023
Below we provide first quarter 2023 financial highlights for the ALIRT P&C Composite1, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. Health Review Year-End 2022
Our year end 2022 financial highlights based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Year-End 2022
Below we provide full year 2022 financial highlights for the ALIRT P&C Composite[1], based on insurers’ statutory financial statements.