The SECURE Act
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Overview of Reciprocal Insurance Exchanges and Recent Market Trends
This article provides an overview of Reciprocal Insurance Exchanges (RIEs), highlighting their historical significance and recent market trends. It explores the unique organizational structure of RIEs, their financial performance, and the implications
ALIRT Industry Update: U.S. PC Review Three Months 2024
Below we provide first three months of 2024 (3M24) financial highlights for the ALIRT P&C Composite, based on insurers’ statutory financial statements.
ALIRT Research – Lloyd’s of London Market Overview – 2023
The following overview reflects results for ALIRT’s Composite as well as those for the Lloyd’s market as a whole, based on the organization’s annual report issued in late March.
A.M. Best Negative Rating Actions 2023 – 1Q2024
It is now common knowledge that calendar year 2023 was a difficult one for property insurers, whether those focused on personal lines (homeowners and auto physical damage) or commercial lines (fire and/or
ALIRT Industry Update: U.S. PC Review Year-End 2023
Below we provide full year 2023 financial highlights for the ALIRT P&C Composite[1], based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Nine Months 2023
Below we provide first nine months of 2023 (9M23) financial highlights for the ALIRT P&C Composite, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Six Months 2023
Below we provide first six months of 2023 (6M23) financial highlights for the ALIRT P&C Composite1, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Three Months 2023
Below we provide first quarter 2023 financial highlights for the ALIRT P&C Composite1, based on insurers’ statutory financial statements.
ALIRT Industry Update: U.S. PC Review Year-End 2022
Below we provide full year 2022 financial highlights for the ALIRT P&C Composite[1], based on insurers’ statutory financial statements.
State of the Underwriting Cycle: “Trees Don’t Just Grow To The Skies”
Evan Greenberg, CEO of Chubb Ltd., had the following to say on the group’s 2Q analyst call regarding the state of insurance pricing in the U.S. property & casualty (P&C) market: “In
U.S. P&C Insurance Industry Market Overview
Highlights Below we provide full-year 2021 financial highlights for the ALIRT P&C Composite 1, based on insurers’ statutory financial statements. ALIRT Composite surplus rose 9.9% in 2021 as operating earnings of $23.6
The Lost Cost Trend and Inflation in the P&C Insurance Industry
To provide a bit of context, over the two decades decade an average 73% of every dollar of earned premium in the U.S. P&C market was spend on loss payments, which consist