The SECURE Act
Let ALIRT help you implement a “best practice” approach to selecting annuity carrier partners as part of your fiduciary duty and safe harbor requirements.
Unpacking Hurricane Ian Losses
As ALIRT prepares to digest the 9 month 2022 statutory financial filings issued late last week, we pause to consider the impact of Hurricane Ian which struck Florida with sizeable force in
The Spectrum Approach to Insurer Financial Oversight
Adopting a binary approach to the consideration of an insurer’s financial strength; i.e. that the carrier is either solvent (good) or insolvent (bad), is a common and potentially costly due diligence mistake.
State insurance Department Actions on Premium Forbearance – Update
ALIRT has received a number of queries regarding premium forbearance actions taken by insurance companies and state insurance regulators during the current Coronavirus crisis. These calls are driven by insured’s questions/requests as
Potential Impacts of Capital Market Upheaval On Medical Health Insurers
The recent volatility in interest rates and equity markets attendant upon the spread of the novel coronavirus over the past three weeks marks a decisive shift in operating conditions versus those of