Below Investment Grade Bond Exposure for Life Insurers – January 2026
In this article we discuss the accounting treatment of bonds in insurer financial statements, and possible impacts in the event BIG bonds are downgraded, impaired, or default.
U.S. Medical Professional Liability Market Overview – Year-end 2023 and Six Months 2024
In this article, ALIRT Insurance Research provides a comprehensive overview of the U.S. Medical Professional Liability (MPL) industry, highlighting financial trends, challenges with profitability due to underwriting losses and social inflation, and the impact of regulatory dynamics on Med Mal insurers through 2023 and mid-2024.
Another Florida Domestic Insurer Placed Under Regulatory Supervision
Today’s announcement that Gulfstream Property & Casualty Insurance Company (Gulfstream) was being placed under administrative supervision by the Florida Office of Insurance Regulation marks just another instance of the ongoing challenges facing the Florida property market. As ALIRT outlined in a substantial release last June, the Florida domestic homeowners’ market – which is largely comprised of small, thinly capitalized insurers – remains under significant pressure given exposure to large windstorm losses, issues surrounding assignment of benefit abuses, and spiking reinsurance rates over the past several years.