Privately-Owned Insurers in the U.S. Life Insurance Industry – Year-end 2025
In this report we explore some of the organizations that have acquired life insurers, review some recent transactions/acquisitions that involve privately-owned insurers, and analyze the difference in financial profiles of privately-owned life insurers as compared to the broader industry.
Life Insurance Industry in Transition: 2022-2026
In this report we detail some of the recent trends occurring in the U.S. life insurance industry and how life insurance/annuity organizations and regulators have responded.
Annuity Business Trends of the Last Few Years in the U.S. Life Industry
In this review, we concentrate on the recent changes in the annuity product landscape.
U.S. Life Insurer Exposure to Less Liquid Bonds – YE2025
In this review we highlight some of the less liquid components of life insurer bond portfolios.
ALIRT Research – Fronting Insurers Update – April 2026
In this article, ALIRT examines the evolution and maturation of the U.S. fronting insurance market, highlighting its rapid growth, emerging risks, and increasing reliance on reinsurance and capital markets.
ALIRT Analysis Published in Leaders Edge on Emerging E&S Insurers
In a recent article published by Leaders Edge, members of the ALIRT team explore the growing momentum behind the new class of E&S insurers. Read the full article here:
ALIRT Featured in Carrier Management Discussing P&C Market Outlook
A recent article from Carrier Management highlights key trends shaping the property and casualty market and references insights from ALIRT Insurance Research. Read the full article here:
Corebridge and Equitable Agree to Merge
On March 26, 2026, Corebridge Financial, Inc. (CBF) and Equitable Holdings, Inc. (EQH) announced plans to merge, which will create one of the largest U.S. life insurance and annuity groups and will be one of the largest and most noteworthy mergers in the life insurance industry in some time. Below, we will discuss some of the notable details of the transaction.
Below Investment Grade Bond Exposure for Life Insurers – January 2026
In this article we discuss the accounting treatment of bonds in insurer financial statements, and possible impacts in the event BIG bonds are downgraded, impaired, or default.
U.S. Life Insurer Exposure to Alternative (Schedule BA) Investments
This review analyzes alternative investments for U.S. life insurers. These assets can offer an insurer the opportunity to diversify its investment portfolio, enhance returns (especially given the decline in fixed income yield rates over the last 40+ years), and acquire investments that are not necessarily correlated with the industry’s other investments. These investments are included in Schedule BA of insurers’ year end regulatory financial statements.