U.S. Life Insurer Exposure to Alternative (Schedule BA) Investments
This review analyzes alternative investments for U.S. life insurers. These assets can offer an insurer the opportunity to diversify its investment portfolio, enhance returns (especially given the decline in fixed income yield rates over the last 40+ years), and acquire investments that are not necessarily correlated with the industry’s other investments. These investments are included in Schedule BA of insurers’ year end regulatory financial statements.