Mortality for the Life Insurance Industry in 2021
The emergence of the Covid-19 pandemic in early 2020 contributed to record levels of mortality for the U.S. life
insurance industry. Direct deaths due to Covid infections and complications played a significant role, especially
given the newness of the virus, the lack of Covid-19 vaccines until early 2021, and therapeutics and other
treatments that were either non-existent or of limited effectiveness.