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The ALIRT Team

Ted Cormier, Managing Principal

Ted is a founding member and managing Principal of ALIRT Insurance Research.

After a tour in the Air Force as an intelligence officer, Ted worked in the mutual fund industry, the artificial intelligence software business and was part of the founding group of investors in a small software development company focused on the banking industry.

In 1989, Ted joined Townsend & Schupp, a firm specializing in the financial analysis of life and property/casualty insurers for institutional clients. Ted began as a statutory financial analyst, where he authored several industry research studies and developed analytical products on the life, health and property and casualty industries. In 1992, Ted’s responsibilities shifted to managing the firms’ business development and marketing activities, and later he became engaged in introducing investment banking ideas to insurance markets.

Ted is a Political Science/Soviet Studies graduate of the College of the Holy Cross, and worked on his graduate degree in International Business and Economics at Clark University while enrolled in the United States Air Force ROTC through 1985. Ted is also a graduate of the Air Force’s Officer Training School, and is Series 6 and 63 certified.

Ted enjoys competitive sports and has designed, constructed and maintains an 18 hole frisbee golf course on his property. He lives with his wife and three children in northern Connecticut.


Dan Hausmann, CFA, Principal

Dan is a founding partner of ALIRT Insurance Research/Dowling Risk Analysis. Dan is primarily responsible for the development and delivery of the firm’s research efforts and client service, spearheading the management of all client projects and special reports. Dan is the chairman of ALIRT’s rating committee for life insurers and is in charge of the continual development of the firm’s insurance analytical models and services. Along with David Paul, Dan oversees the company’s research staff. 

Prior to his involvement with ALIRT Insurance Research, Dan was the senior insurance analyst and assistant director of research at the Townsend & Schupp Company, a firm specializing in the financial analysis of life and property/casualty insurers for institutional clients. After joining T&S in 1991, Dan’s responsibilities evolved from statutory analyst, to include special project management, report and studies author, client services and business development.

Dan graduated magna cum laude with a BA in Economics from the College of the Holy Cross in 1991. Dan was a member of the Phi Beta Kappa and Omicron Delta Epsilon academic honor societies. He received his Chartered Financial Analyst (CFA) designation in 1996.

Dan is an avid Red Sox fan and enjoys travel, hiking, and reading. He and his wife have two children live in southern Connecticut.


David Paul, Principal

David Paul has worked as an insurance industry research analyst since 1993, when he joined the Townsend & Schupp Company (T&S) as a specialist in the workers compensation market. He later expanded his expertise to the analysis of the life and health insurance industries. Prior to joining T&S, David worked for Industrial Health Care, where he established and managed a workers compensation loss control program, and for Training Implementation Services, where he crafting sales training programs for general agencies and insurance companies.

David joined ALIRT Insurance Research at its inception in 1999, helping to build out the company’s life, property/casualty, health and international models/services.  David co-directs the company's research staff, manages internal IT initiatives and product development, pens a number of the firm's insurance industry research pieces, and oversees business development.  With over 25 years of experience in insurance research and financial analysis, David remains active in the industry as an author and public speaker.

David graduated with a BA in classical studies from Washington University, St. Louis where he was elected a member of the Phi Beta Kappa and Phi Alpha Theta academic honor societies.

David, a tennis player and musician, lives with his wife and two children in central Connecticut.


Darren Gill, Senior Analyst /Client Services

Darren began his insurance industry career at General Reinsurance Corporation where he was a Financial Analyst from 1987 to 1996 and an Account Manager in the Finite Reinsurance Risk area from 1996 to late 1999.

In 2000, Darren joined Dowling & Partners' Securities, LLC, an institutional, sell-side, insurance equity trading boutique, as a Statutory Analyst for property and casualty insurers. He joined ALIRT Insurance Research/Dowling Risk Analysis in early 2006.

Outside of his core analytical work on insurers, Darren’s responsibilities entail research preparation, client service, special project coordination, new research initiatives, graphical interface/construction and publishing.

Darren earned a Bachelor of Science degree in Finance in 1987 and a Masters in Business Administration in 1994 from The University of Connecticut.


Brandon Van Hoesen, Senior Analyst/Client Services

Brandon has worked with ALIRT Insurance Research since 2009. Besides his core analytical responsibilities, Brandon oversees the company's core service/production operations, coordinating the quarterly work cycle and assuring the timely delivery of reports and analyses to ALIRT’s nationwide clients. Brandon also assists in the preparation of ad hoc research and data projects.

In 2008, Brandon graduated from The University of Connecticut with a B.S. in Finance and Mathematics. Brandon has passed Level I of the Chartered Financial Analyst (CFA) Program.  Brandon lives with his wife in the greater Hartford area.


Ricky Cheney, Senior Analyst/Client Service

Ricky joined ALIRT Insurance Research in early 2019 from the bank and credit union world where we worked as a financial analyst with a focus on asset liability management and budgeting. Ricky’s responsibilities at ALIRT include gathering and analyzing insurance company statutory and GAAP financials, providing written summaries and analysis of individual statutory entities for clients, and providing support for special research/data projects.

Ricky earned a Bachelors of Arts degree in economics from the University of Connecticut and an MBA in Finance from Oklahoma City University.

Ricky and his wife life in central Connecticut.


Stanislav Kukhniy, Analyst

Stan began working with ALIRT Insurance Research in 2017 as an intern, supporting ALIRT's quarterly production cycle. In early 2019, he joined the firm full time as an analyst, assuming a number of operational and service support roles.  

In 2018, Stan graduated with a B.A. in Political Science from Quinnipiac College where he was named a member of the Pi Sigma Alpha academic honors society.  Stan, who lives in Central CT, hosts a weekly radio show/podcast where he discusses politics, film, and music.